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what is hold rel mem cr
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Sheikh zada
54 posts
Mar 09, 2026
4:19 AM
hold rel mem crHold rel mem cr” is a short banking message that usually stands for Hold Released – Memo Credit. It means a temporary hold was placed on a deposit or transaction, and that hold has now been released, so the funds are available. The term “memo credit” shows that the amount was credited to your account as a pending or temporary entry before it fully posted. Banks often use this phrase when processing checks, card payments, or electronic transfers.


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