Hieu ro cach tinh phi khi giao dich la buoc dau tien giup trader toi uu hoa loi nhuan va han che rui ro khong dang co. Dac biet voi nhung ai moi bat dau, viec nhan dien toan bo chi phi tai XM se giup qua trinh giao dich tro nen minh bach, chu dong hon.

Bai viet duoi day tong hop day du kien thuc ve cac loai phi chinh, vi du minh hoa va cach kiem tra phi truc tiep tren nen tang XM. Noi dung duoc tong hop tu kinh nghiem cua nhieu trader lau nam va cac nguon tham khao uy tin, dong thoi nguoi moi co the tim hieu them tai Mbroker.net de co cai nhin toan dien hon.

Gioi thieu ve phi giao dich tai XM

XM la mot san Forex quoc te noi bat, duoc nhieu trader Viet su dung nho muc phi canh tranh va moi truong giao dich on dinh. Tuy nhien, de tan dung toi da loi the, nguoi dung can hieu ro san ap dung nhung loai phi nao, cach tinh ra sao va yeu to nao co the khien chi phi thay doi.

Viec hieu dung cach tinh phi giup trader:

• Biet duoc chi phi that khi mo/dong lenh.


• Chon loai tai khoan phu hop.


• Len ke hoach giao dich hieu qua hon.

Day cung la phan quan trong trong qua trinh tim hieu va danh gia san XM, dac biet khi so sanh voi cac broker khac tren thi truong.

Phi Spread tai XM va cach tinh

Spread la gi?

Spread la muc chenh lech giua gia mua (Ask) va gia ban (Bid). Day la loai phi co ban nhat trong giao dich Forex. Spread cang thap, chi phi mo lenh cang re.

Spread thay doi theo loai tai khoan

XM cung cap nhieu loai tai khoan, moi loai co spread khac nhau:

• Tai khoan Standard: Spread trung binh, phu hop cho nguoi moi.


• Micro: Giong Standard nhung khoi luong nho hon.


• Ultra Low: Spread thap hon dang ke.


• XM Zero: Spread gan nhu bang 0, nhung co them phi Commission.

Vi du cach tinh Spread

Gia su cap EUR/USD co:

• Bid = 1.10000


• Ask = 1.10020

Spread = 2 pip

Neu ban giao dich 1 lot, chi phi spread la khoang 20 USD. Con so nay co the thay doi tuy theo bien dong thi truong.

Phi hoa hong (Commission) tai XM

Khong phai tat ca tai khoan deu co phi Commission. XM chi ap dung phi hoa hong cho tai khoan XM Zero.

• Muc commission thuong la khoang 7 USD moi lot (mo + dong).


• Spread gan nhu bang 0 nen phu hop voi trader thich scalping.

Vi du:

Trader mo 1 lot EUR/USD ? phi hoa hong tong cong la 7 USD.

Day la muc phi pho bien va de du toan, giup trader quan ly chi phi hieu qua.

Tham khao them: Trader nen chon XM hay san nao khac? Bang so sanh toan dien

Phi qua dem (Swap) tai XM

Swap la gi?

Swap la phi giu lenh qua dem, duoc cong hoac tru vao tai khoan tuy vao cap tien va huong giao dich.

Swap duong & swap am

• Swap duong: Trader nhan them loi nhuan neu giu lenh theo huong thuan lai suat.


• Swap am: Trader phai tra phi neu giu lenh theo huong nguoc lai suat.

Cach tinh vi du

Gia su ban Buy cap AUD/USD 1 lot, swap Buy = -3 USD/lot.

Neu giu qua dem: ban mat 3 USD cho phi swap.

Swap co the thay doi theo ngay, dac biet vao thu Tu (tinh phi 3 ngay).

Phi nap/rut tai XM

XM noi tieng la san ho tro nap/rut mien phi cho hau het phuong thuc giao dich. Day la mot trong nhung yeu to giup nhieu trader Viet ua chuong.

• XM khong thu phi khi nap hoac rut tien.


• Tuy nhien, ngan hang noi dia hoac vi dien tu co the thu phi trung gian.


• Phuong thuc pho bien tai Viet Nam gom: Internet Banking, the Visa/Mastercard, vi dien tu va cac cong chuyen tien quoc te.

Cac yeu to anh huong den phi giao dich XM

• Bien dong thi truong: Thi truong cang bien dong, spread cang co xu huong gian rong.


• Loai tai khoan: Standard, Ultra Low hay XM Zero deu co muc phi khac nhau.


• Don bay: Don bay khong anh huong truc tiep den phi, nhung anh huong gian tiep den khoi luong lenh va muc ky quy.


• Thoi diem giao dich: Phien Au va My: Spread thap, thi truong soi dong. Phien A: Spread thuong cao hon do thanh khoan thap.

Cach toi uu phi giao dich khi dung XM

De giam phi va toi uu hoa loi nhuan, trader co the ap dung cac meo sau:

• Chon loai tai khoan phu hop muc tieu giao dich.


• Tranh giao dich luc spread gian manh nhu khi ra tin NFP, CPI.


• Han che giu lenh lau neu cap tien co swap am lon.


• Tan dung cong cu tinh phi cua XM de uoc luong truoc khi vao lenh.

Nhung meo nay giup nguoi moi tranh nhung chi phi “an” va tao thoi quen giao dich thong minh.

Ket luan

Viec hieu dung cach tinh phi giao dich o XM dong vai tro quan trong trong viec toi uu chi phi, nang cao hieu qua dau tu va giam thieu rui ro. XM cung cap muc phi kha minh bach, spread on dinh va nhieu loai tai khoan phu hop cho tung nhom trader. Nguoi moi nen thu trai nghiem tai khoan Demo hoac tai khoan Standard truoc khi giao dich that de lam quen voi cach tinh phi.

Neu biet tan dung uu diem, kiem soat thoi diem vao lenh va chon loai tai khoan hop ly, ban hoan toan co the giao dich tiet kiem va hieu qua hon tren nen tang XM.