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Member's Message > How can I tell if a debt collector is fake or real
How can I tell if a debt collector is fake or real
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Fahima Alpona
3 posts
Nov 05, 2025
11:36 AM
When I encountered a debt collector scam, the caller demanded immediate payment via gift cards—a huge red flag. Real collectors must send written validation of debt and provide time to verify. Never share banking info over the phone. If you’re unsure, contact your original creditor directly. Staying cautious can save you from financial loss and identity theft.


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