maria151
1 post
Jul 28, 2025
3:32 AM
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Hey Nashville drivers, have you ever had to replace a cracked or shattered windshield and then worried whether that claim would hike up your insurance premium?
It’s a common concern. In many cases, a single glass claim—especially if it's not tied to an accident—might not lead to a rate increase. However, every insurer treats these claims a bit differently. If you’ve filed multiple glass claims in a short period or your policy doesn’t include full glass coverage, it could raise a red flag.
When I had to get my windshield replaced last winter due to flying debris on I-40, my insurance provider covered it under comprehensive, and luckily, there was no rate increase. But others might not be so fortunate.
If you want to avoid surprises on your next renewal, it’s smart to compare policies that include solid glass coverage without penalizing you. I found that looking around for the best car insurance nashville tn helped me save and get better peace of mind.
Anyone else had experience with this? Did your rate go up after a windshield claim?
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